About Cleared
One advisor.
Two practices we know deeply.
Years of practice
0+
Working with business owners
Credentials held
EA · CFP®
Federally licensed + fiduciary
Audiences served
0
Consultants and private practice
Advisor on your file
0
Same person, every quarter
Cleared is a boutique accounting practice offering integrated bookkeeping, tax preparation, and tax planning for two specific audiences: independent consultants (management, marketing, fractional execs, agencies) and private-practice psychologists, psychiatrists, and therapists.
The practice was founded by Raman Singh, EA, CFP® — an Enrolled Agent and CERTIFIED FINANCIAL PLANNER™ based in Arizona. Over a decade working alongside business owners, Raman watched the same pattern repeat: a bookkeeper, a tax preparer, and a financial advisor — three vendors, three portals, three timelines, and no one watching the whole picture at once. The cost of that fragmentation was thousands of dollars a year per client, paid in overpaid taxes, missed S-corp windows, uncoordinated retirement plans, and the April scramble to reconstruct messy books.
Cleared is the answer. By combining clean monthly bookkeeping with credentialed tax and financial-planning expertise from one advisor, every client gets a single source of truth — and a single phone number to call.
We serve clients nationwide. The practice is Arizona-based; service is fully remote. Cleared operates as a DBA of Singh PWM Tax Solutions LLC, a separate and distinct entity from Singh PWM, Raman's financial planning practice.
Credentials
EA — Enrolled Agent
Federally licensed by the IRS under 31 USC §330 and Circular 230 to represent taxpayers, prepare returns, and advise on all tax matters. The highest credential the IRS grants to tax professionals — and the reason your returns are defensible.
CFP® — Certified Financial Planner™
The gold standard in financial planning, awarded by the CFP Board. Means your bookkeeping and tax strategy are coordinated with retirement, entity structure, and your full financial picture — not punted to a separate advisor.
Who we serve
Consultants & agency owners
Management consultants, marketing agencies, fractional executives, and boutique consulting firms. Project-based revenue, multi-state engagements, S-corp timing.
See how we serve consultants →
Private-practice clinicians
Psychologists, psychiatrists, and therapists running their own practice. PC/PLLC entities, insurance reconciliation, supervisee classification.
See how we serve private practice →
Our approach
Specialized.
We work with two practice types — consultants and private practice — and decline the rest. Depth beats breadth when the tax issues are specific.
Integrated.
Bookkeeping, tax filing, and financial planning run on one set of numbers from one credentialed advisor. What your books show in October informs what you do before December 31.
Selective.
We accept a limited number of new clients each month. That's not a marketing line — it's how we maintain the quality our clients expect.
Proactive.
We don't wait for you to ask. If something in your books changes the tax picture, you hear about it before it costs you.