Cleared.

Tax calculators

Estimate your opportunity.

These calculators give you a rough sense of the savings at stake — not a tax bill, not personalized advice. Use them to size the opportunity before deciding whether to act on it. All figures use 2026 IRS limits.

01

S-Corp SE tax savings estimator

Compares self-employment tax as a sole proprietor vs. FICA on a reasonable W-2 salary as an S-corp.

Annual net profit

$

Revenue minus business expenses — what you keep before taxes.

Reasonable salary

40% = $0
25%65%

Typical range is 35–50% of net profit for service businesses.

Estimated results

Enter your information to see results.

02

Solo 401(k) max contribution estimator

Calculates your estimated maximum contribution and federal tax savings based on entity type, income, and age.

Business structure

Net annual profit

$

Net self-employment income after expenses. Employer contribution is ~20% of adjusted net.

Your age

Your marginal tax rate

Estimated results

Enter your information to see results.

03

Quarterly estimated tax calculator

Estimates your annual federal tax liability and the quarterly payment due each quarter. Assumes no other income, standard deduction, no withholding.

Filing status

Business structure

Annual net profit

$

Estimated results

Enter your information to see results.

04

S-Corp breakeven calculator

Shows how long until setup costs are recouped, and what net profit level the election stops making financial sense below.

Annual net profit

$

Reasonable salary

40% = $0
25%65%

Assumptions used

Annual S-corp overhead (payroll + extra return): $2,000

One-time S-corp setup cost: $1,500

Estimated results

Enter your information to see results.

05

Catch-up bookkeeping cost estimator

Estimates the cost to get your books current based on how far behind you are and transaction volume. We'll scope the exact cost before we start.

Months behind

6 months
1 month24 months

Monthly transaction volume

Do you have payroll?

Estimated results

Months of catch-up

6 months

Rate per month of cleanup

$449

Estimated catch-up cost

$2,694

Ongoing monthly rate after

Starts once books are current

$449/mo

What catch-up includes

Transaction categorization, bank reconciliation, P&L and balance sheet for each month, and a tax-ready financial package. We scope the exact cost before we start — this is a rough estimate only.

Once your books are current, ongoing service at $449/mo gives you monthly financials, quarterly tax estimates, and advisor access.

06

Self-employment tax calculator

Breaks down exactly how self-employment tax is calculated — Social Security, Medicare, and Additional Medicare — and what you can deduct.

Filing status

Annual net profit

$

Net self-employment income after business expenses.

Estimated results

Enter your information to see results.

07

True cost of DIY bookkeeping

Compare the hours and opportunity cost of doing your own books against Cleared at $449/month.

Hours/month on bookkeeping

8 hrs
240

Your hourly rate (or billable equivalent)

$200/hr
$50$500

What an hour of your time is worth — your billable rate, or what you'd earn doing client work instead.

Result

Hours/year on bookkeeping96 hrs
Your time, valued$19,200
True cost of DIY/yr$19,200
Cleared bookkeeping/yr$5,388

Annual savings with Cleared

$13,812

Plus 96 hours per year reclaimed for client work or your life.

Important

These calculators produce rough estimates for illustrative purposes only. They do not account for your specific filing status, state taxes, prior-year losses, credits, Alternative Minimum Tax, or other factors affecting your actual liability. S-corp reasonable salary must be documented and defensible. Nothing here constitutes tax advice. Speak with Raman for a personalized analysis.

Ready to turn these estimates into a real plan?

Apply for a spot. We review every application and respond within one business day.

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