Bookkeeping in Jersey City, New Jersey

Jersey City bookkeeping, tax, and planning, in one place.

Cleared serves consultants, agencies, and private-practice owners in Jersey City and the surrounding Hudson County, Jersey City's consulting base concentrates finance, fintech, and tech-product advisors who often hold both NY and NJ exposure, and pay state tax to both unless coordinated.. We're nationwide, but we work with the depth of a local firm: an Enrolled Agent and CERTIFIED FINANCIAL PLANNER™ on every engagement, predictable monthly pricing, and one set of numbers powering both your books and your tax plan.

Who we serve in Jersey City

Service-based businesses earning $80K+ in net profit.

Across Jersey City, the consulting and small-business segments where Cleared is most active:

  • Finance and fintech consultants
  • Tech-product consultants
  • Marketing agencies

The common thread is service-based revenue where entity choice, quarterly estimates, and retirement plan design materially change what you keep at the end of the year.

What's included

Books, tax, and planning,
from one desk.

Monthly bookkeeping

Bank and credit-card reconciliation, transaction categorization, monthly P&L and balance sheet, and year-end tax-ready financials. $449/month, flat.

Tax preparation

Federal and state returns prepared by an Enrolled Agent (the IRS's federally-licensed tax practitioner) with full representation rights if anything is ever questioned.

Tax planning

S-corp election timing, reasonable salary, Solo 401(k) and SEP-IRA design, quarterly estimate recalculation, and PTET coordination where it applies.

Outside Jersey City? See bookkeeping across New Jersey.

Common questions from Jersey City business owners

Do you serve clients in Jersey City, New Jersey?

Yes. Cleared works with consultants, agencies, and private-practice owners in Jersey City, New Jersey and across the U.S. Everything is handled remotely (secure document portal, video calls, e-signature) so we work with the same depth in Jersey City, New Jersey as we would in person.

Do I need a local New Jersey accountant, or is a remote service fine?

Federal tax law is federal, and modern bookkeeping is cloud-based, so a remote service is generally as effective as a local one, often more so, because you're not limited to the few firms within driving distance. For Jersey City, New Jersey-specific items (state filings, sales/use or franchise/excise taxes, PTET elections), we handle them remotely just like we handle the federal return.

What does Cleared cost for a small business in Jersey City, New Jersey?

Monthly bookkeeping is $449/month, which includes monthly reconciliation, P&L and balance sheet, year-end tax-ready financials, and advisor access. Tax preparation and tax planning are quoted based on entity type and complexity. We don't charge an hourly rate or surprise you with a year-end invoice.

What kinds of businesses in Jersey City, New Jersey do you work with?

In Jersey City our active book skews toward finance and fintech consultants, tech-product consultants, marketing agencies. The common thread is service-based revenue and net profit roughly $80K and up, the point at which entity, retirement, and quarterly-tax planning meaningfully change after-tax outcomes. We also serve other licensed professionals (lawyers, doctors, dentists, designers) earning in that range.

Is the founder a CPA?

Cleared is led by Raman Singh, an Enrolled Agent (EA) and CERTIFIED FINANCIAL PLANNER™ (CFP®). An Enrolled Agent is the IRS's federally-licensed tax practitioner, with the same federal authority to represent taxpayers as a CPA, with a tax-only specialty. The CFP® adds retirement plan design, S-corp election strategy, and integrated planning that most CPA firms don't offer in-house.

How do I get started?

Apply for a spot using the link below or book a short intro call. We'll review your situation, scope the work, and quote it before you commit to anything.

Run the numbers

The true cost of DIY bookkeeping.

Most owners price DIY bookkeeping at zero because they don't bill themselves. Once you value your time at your billable rate, the math usually flips. See what your hours are worth, then compare against Cleared's flat $449/month.

Hours/month on bookkeeping

8 hrs
240

Your hourly rate (or billable equivalent)

$200/hr
$50$500

What an hour of your time is worth — your billable rate, or what you'd earn doing client work instead.

Result

Hours/year on bookkeeping96 hrs
Your time, valued$19,200
True cost of DIY/yr$19,200
Cleared bookkeeping/yr$5,388

Annual savings with Cleared

$13,812

Plus 96 hours per year reclaimed for client work or your life.

Ready for accounting that fits Jersey City?

Apply for a spot and we'll reach out within one business day, or book a short intro call.